Our 3 Core Principles
3 Principles & Your Retirement
Our client relationships are built on three core values: Safety, a Reasonable Rate of Return**, and Simplicity. Contact us today to review your unique situation and explore retirement planning options that best suit your needs.
To secure a good retirement plan, having a solid strategy is essential.
Our approach is based on 3 core guiding principles to shape your retirement plan. We utilize options like fixed index annuities, fixed annuities, and indexed universal life insurance to secure your long-term financial future. Discover more about these foundational concepts below. Let us help you retire with confidence.
Our 3 Core Principles
#1 Safety First
A typical retirement portfolio may be heavily invested in the stock market. Investments come with risk, however. While your savings might grow during a market upswing, they can also decrease if the market declines, leaving you to wonder if your account will have time to recover.
That’s why we prioritize protecting your principal*. During your working years, you might have been willing to endure the market’s “roller coaster ride.” Many people opt to buy and hold, hoping for market recovery. But as you approach retirement, your priorities may shift. We can offer you “safe money” retirement planning options, and we take a more active approach to money management, hopefully keeping your nest-egg protected and fostering long-term success.
#2: Reasonable Rate of Return**
Our firm prioritizes guiding clients towards expecting a reasonable rate of return**. We place high importance on safety and simplicity here.
Often, conservative options from other providers may offer disappointing rates of return. We can offer retirement planning options that can generate a reasonable rate of return** without risking your principal.
For example, you may want to safeguard your money using a fixed indexed annuity. An FIA doesn’t directly invest your money in the market, but rather link to an index. So, when the index performs well, you may see some rate of return. However, if the index declines, your principal remains unaffected. This means you have the potential to earn indexed interest on that money without putting it at risk in the market.
#3: Keep It Simple
Surprisingly, retirement strategies can be straightforward. Opting for a clear path often leads to the best long-term outcomes. Above all, understanding your finances and your retirement plan is crucial. Are you familiar with how your current accounts operate? Can you count on your money when you need it? With the right financial retirement plan in place, these questions become non-issues. You can enjoy simple, direct options with a guaranteed retirement income for life*.
No one should spend their retirement fretting over finances. Our goal is to instill confidence in our clients’ retirement income. Furthermore, our methods ensure the security of your principal*, alleviating concerns about outliving your savings. Achieving your retirement goals can be straightforward with our simplified approach.
Yes, I Want To Attend An Educational Event!
Register for an upcoming “Understanding Different Retirement Strategies” seminar to learn more. Fill out the form and we’ll be in touch.
NO products will be sold at the event and there is no obligation to make a follow up appointment.
